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VP, Head of Underwriting & Risk

inspiration-mobility
Companyinspiration-mobility
CategoryFinance
LocationWashington, DC
Remote
EmploymentNot stated
LevelDirector
SalaryNot stated by the employer
First seen28 Jul 2026 (the employer did not state a posting date)
Last verified9 Aug 2026
SourceEmployer ATS (rippling)
Applications are handled by the employer, not by us.Apply on the employer's site →
Description
Your Mission: Your mission is to   lead   underwriting,   pricing,   risk   assessment   and transaction   structuring for   Inspiration Mobility’s   commercial   vehicle   fleet   management   business.   You will evaluate   customer   credit and   risk, and   propose creative transaction structures and enhancements that support compliant, efficient, and profitable financing decisions.   You will serve as a senior partner to Sales, Fleet, Treasury, Legal, Compliance, and the Investment Committee, helping the company grow profitably while   maintaining   disciplined credit and portfolio standards. You will report to   our   Chief Financial Officer Key Responsibilities: Transaction Underwriting, Pricing & Structuring • Lead underwriting, pricing, structuring, modeling, and risk evaluation for commercial vehicle leasing and financing opportunities with commercial counterparties that have a regional, national, or multi-national footprint • Evaluate transaction-level risks, including obligor credit, lease structure, collateral value, residual value exposure, remarketing, and documentation protections • Conduct detailed financial analysis of   prospects and customers, including review of financial statements, cash flows, leverage, liquidity, operating history, and business outlook • Partner with Fleet Sales and Key Accounts teams   to design deal structures and credit enhancements that   balance   customer   needs   with   internal return,   risk, and   portfolio quality targets • Own the credit policy and underwriting framework, including approval thresholds, pricing tools, risk-rating standards, and lease documentation terms, partnering closely with Legal on commercial credit terms Investment Committee & Credit Governance • Serve as the primary gatekeeper to the company’s Investment Committee for fleet   leasing   transactions , determining • which opportunities require   approval and prepar ing  clear, well-supported approval materials   that present credit concerns, transaction risks, mitigants, and recommended structures • Ensure underwriting approvals, documentation, and closing conditions are consistent and properly tracked • With the CFO and Investment Committee, recommend portfolio diversification strategies, including setting   limits on   portfolio concentration,   customer concentration,   asset-type, and industry   exposure • Own ongoing portfolio health, monitoring performance, collateral, and risk exposure, and surfacing emerging credit, collateral, or market risks with clear recommendations Tools, Automation & Team Leadership • Build and o wn  scalable underwriting infrastructure, leveraging automation and AI to drive efficiency across diligence, credit memo preparation, pricing, and portfolio monitoring • Lead and manage the underwriting and transactions team, ensuring high performance, accountability, responsiveness, and alignment with company objectives • Promote a culture of disciplined growth, commercial partnership, analytical rigor, and practical problem solving Who You Are: • You have   12+ years in commercial credit,   underwriting, equipment finance,   fleet leasing,   commercial auto finance,   specialty finance,   asset-backed lending,   or a related   field • You have   3+ years of experience leading underwriting, credit, risk, transaction, or finance teams • You have a deep knowledge of commercial fleet finance and/or equipment leasing structures • You have a strong understanding of lease economics, collateral management, residual value risk, documentation, credit enhancements, and commercial finance risk • You have experience underwriting regional, national, and/or multi-national commercial customers, including enterprise fleets, middle-market operators,   logistics   companies, service fleets, public-sector or quasi-public customers, or other vehicle-intensive businesses • You have a strong   track record   managing   commercial   credit risk while supporting   business   growth and profitability • You have   expert-level   Excel skills, including building and auditing complex multi-scenario financial models, underwriting templates, pricing tools, and   portfolio analysis models • You are an exceptional people leader—building, developing, and managing high-performing teams • You have excellent analytical judgment and communication skills;   with an ability   to   make   and articulate   clear   recommendations   with speed, accuracy, and strong customer orientation • You are comfortable operating in a fast-paced, innovative, and high-accountability environment • You are a self-starter who takes ownership, seeks input when needed, and consistently drives outcomes • Our core values (see below) are part of your inherent DNA, and you can cite many examples of when you demonstrated these values in your career Salary: $225,000 - $250,000 plus annual bonus eligible Location: Washington, D.C. Our in-office team works from our Dupont Circle office Tuesday through Thursday. Remote work on Mondays and Fridays is voluntary, and employees are welcome to work from the office if they’d prefer. Why You’ll Love Working Here: At Inspiration Mobility, you won’t just fill a role—you’ll help build the company. We’re a fast-growing, mission-driven team tackling real, complex challenges at the intersection of transportation, energy, technology, and finance. You’ll have the autonomy to take ownership, move quickly, and turn ideas into action, with leadership that values pragmatism, creativity, and momentum. We believe in clear accountability, low ego, and learning as we go—giving you the chance to shape how we operate, scale, and win, while doing work that has a meaningful impact on the future of mobility. Our Core Values: Inspiration’s culture is based on a shared respect for our core values described HERE . Fit with these values is a critical component of our hiring process, and employees are expected to demonstrate these behaviors in their interactions with colleagues, customers, and all stakeholders. An assessment of how each employee has exhibited our values is an important part of our performance review process. Our Commitment to You: Inspiration is an equal opportunity employer. We do not discriminate based on race, color, age, religion, sex, sexual orientation, gender identity, national origin, veteran or disability status. We are committed to DEIB initiatives and to building a team that represents a variety of backgrounds, perspectives, and skills. About Inspiration Mobility Group: Inspiration Mobility Group is a specialist asset management platform dedicated to accelerating the transition to an electric future. Inspiration invests in, owns, and   operates   the real assets that enable the decarbonization of transportation, including electric vehicles, charging and energy infrastructure, and real estate. Leveraging our unique combination of flexible capital,   cutting-edge   technology, and deep operational   expertise, our businesses deliver integrated, scalable solutions for the electric economy. To Learn More:   Read the latest on our business   here .   We’re   proud to have been recently named as one of the Best Places to Work in the large business category by the Washington Business Journal for the third year in a row.