Job Opportunities API

Additional Considerations (if any): • At Midwest Heritage, the core of our culture is taking care of the customer and taking care of each other. Our employees appreciate that their contributions make a direct impact on the success of our business as well as their own personal and professional growth. Midwest Heritage Bank Job Title : Vice President, Commercial Lender Department: Banking FLSA: Exempt General Function The Vice President Commercial Lender is responsible for business development and relationship management of basic to the most complex credits to solicit and originate agricultural and/or commercial business. Position consists of managing as set quality of Commercial portfolios, retention and overall relationship management of business banking. Core Competencies • Customer Service • Professionalism • Sales • Networking and relationship building • Loan Knowledge Reporting Relations Accountable and Reports to: EVP, Senior Lender Positions that Report to you: None Primary Duties and Responsibilities: • Responsible for meeting or exceeding loan, fee, and deposit production goals. • Ensure loan and deposit portfolio is in compliance with all legal and regulatory requirements to maximize profitability of the organization while minimizing risk. • Prepare and present basic to the most complex credits, including write-ups. This will include analyzing financial and related data, summary of credit risks, identification of loan policy exceptions, proposed improvements to loan structure, and assessment of the loan rating. • Develops key relationships in the market by promoting a positive image of Midwest Heritage in the community through active participation in professional and civic group activities. • Provide loan operations the needed information in a timely manner to ensure credit files are up to date and in compliance as measured by technical exception report (tickler) . • Build additional relationships across Midwest Heritage banking (deposit, mortgage, etc.), financial and insurance services, to e xisting and potential commercial customers. • Actively participates in the strategic planning, development and marketing of Ag and/or commercial loan programs including developing pricing strategies and completing assigned projects. Analyzes and monitors various industries, market trends, economic risks and other related factors to identify local agricultural and/or business development and service opportunities. • Evaluate and monitor various industries, market trends, economic risks, and other related factors and make recommendations to lender and/or loan committee including ways to improve risk management processes . • Mentors, trains and assists less experienced peers on complex credits. Knowledge, Skills, Abilities, and Worker Characteristics: • Commitment to the Midwest Heritage mission and willingness to promote the values of the organization. • Strong organizational and time management skills with the ability to prioritize multiple tasks and meet deadlines. • Proficient computer skills. Microsoft Office preferred (Outlook, Power Point, Excel and Word) . • Good verbal and written communication skills. • Strong interpersonal skills; ability to relate to and interact with people in a friendly, professional manner. • Strong detail orientation including the ability to review forms for accuracy and completeness. Education and Experience: • Bachelor’s Degree in Finance , Business or related field with a minimum of 7+ year’s commercial lending experience. • Must have valid driver’s license and meet requirement for use of company vehicle. Physical Requirements: • This position is classified sedentary/light and requires the ability to sit for long periods of time. • Visual requirements include: ability to see detail at near range with or without correction. • Must be able to perform the following physical activities: sitting for long periods , talking (in person and by telephone), hearing and repetitive motions. Working Conditions: • The duties of this position are normally performed in a general office setting. This is a fast paced work environment . • There is frequent pressure to meet deadlines and handle multiple projects in a day. Equipment Used to Perform Job: Computer (PC with Microsoft Office programs), telephone, calculator, telephone, copier, fax, and printer. Contacts : This position works with Midwest Heritage employees, customers, Hy-Vee employees, vendors and outside agents doing direct business with Midwest Heritage. Confidentiality: This position has the responsibility to protect the privacy and confidentiality of customers, employees and bank/insurance/financial information at all times.