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YouTrip is at the forefront of Asia's financial revolution, defining the future of digital finance with its leading multi-currency payment platform. Launched in 2018, YouTrip has swiftly ascended as a powerhouse, orchestrating billions in transactions annually and securing the trust of millions. With innovative solutions like YouTrip for consumers and YouBiz for businesses, we offer unmatched financial ease and cost-effectiveness. Fresh off a successful US$50 million Series B funding round led by Lightspeed Venture, we're setting new benchmarks in the digital financial services sector. At the heart of our mission is a commitment to eliminate financial borders across Asia, propelling us into the next wave of digital finance. Job Description: Senior Technology Risk Analyst We’re looking for a Senior Technology Risk Analyst to join our team. This role sits within the Second Line of Defense (SLOD) and is responsible for the day-to-day identification, assessment, oversight and monitoring of technology-related risks across the organisation's IT infrastructure/cloud, systems, and digital operations. The role serves as a trusted advisor to technology and business stakeholders and provides independent risk oversight to ensure effective management of technology and cybersecurity risks. The Senior Technology Risk Analyst will provide subject matter expertise and play a proactive and hands-on role in identifying, assessing, and driving timely and risk-prioritised remediation of security vulnerabilities across internal systems, third-party/SaaS applications, and processes. You will partner closely with IT, Engineering, and Business teams to ensure timely resolution of identified risks, strengthen control effectiveness, and promote a culture of security and risk awareness across the organisation. This role supports the organization’s Risk Assessment & Monitoring, IT Controls & Compliance, Governance & Reporting, Vulnerability Management, and Business Continuity efforts, ensuring alignment with regulatory, legal, and business requirements. The ideal candidate will have a strong understanding of technology risk challenges within FinTech or regulated financial services and will collaborate closely with IT, Compliance, Legal, and Business teams to ensure robust risk management practices and regulatory compliance. Risk Assessment & Monitoring Lead and independently conduct technology risk assessments across IT systems, applications, cloud environments, and third-party vendors. Support the identification, documentation, and ongoing oversight of technology risks in the risk register. Establish, monitor, and analyse technology risk indicators, emerging threats, and control weaknesses, escalating material concerns to senior management and governance committees. Contribute to periodic risk reporting for internal stakeholders and governance committees. IT Controls & Compliance Lead reviews and assessments of IT general controls (ITGCs) including access management, change management, logging and monitoring, and data backup and resilience controls. Provide subject matter expertise on regulatory and industry requirements such as MAS TRM guidelines, AU Cybersecurity Policy, BNM’s Tech Risk Policy, ISO 27001, NIST, SOC 2, etc. Help maintain documentation of control evidence, exceptions, and remediation actions. Participate in internal and external audits by collating required evidence and liaising with various teams. Vulnerability & Incident Support Provide second-line oversight of vulnerability management activities, including assessment of remediation prioritisation, patch management effectiveness, penetration testing results, and exception management. Review and challenge remediation plans for high-risk vulnerabilities and technology control deficiencies. Support the Technology Risk team during cyber incident investigations, root cause analyses and post-incident reviews, ensuring lessons learn