Senior Product Manager
Tapcheck
| Company | Tapcheck |
| Category | Product |
| Location | Plano |
| Remote | Remote |
| Employment | Not stated |
| Level | Manager |
| Salary | Not stated by the employer |
| Posted | 11 Aug 2026 |
| Last verified | 12 Aug 2026 |
| Source | Employer ATS (ashby) |
Description
This is a remote-friendly role. Ideally, candidates will sit in the following states: AL, AZ, CA, CO, DC, DE, FL, GA, ID, IL, LA, MA, MO, NC, NH, NJ, NV, NY, OR, OH, PA, RI, SC, TX, VA, WA, WI.
About the Job
Tapcheck moves real money to hourly workers every day — across bank rails and card rails, inside cutoff windows, at volumes that grow every quarter. The rails work. What's still being built is the platform underneath them: a payments layer designed as services, with clean contracts, defined SLAs, and the ability to absorb the next rail, the next product line, and the next order of magnitude without being rewritten.
We're hiring a Senior Product Manager who knows payments at the settlement level and builds like a platform engineer thinks. You'll own money movement end to end — bank payment types, the payroll card program, and payout experiences — and you'll build it as reusable infrastructure that other teams consume through APIs rather than one-off integrations.
This is a hands-on seat. You'll write the requirements yourself, work embedded with engineering through delivery, and stay accountable through production validation.
You'll also work with real ambiguity. Documentation is incomplete, a lot of current state lives in people's heads, and problems arrive as a recurring symptom rather than a scoped request. You'll be expected to decide with partial information, write down what you assumed, and move — not wait for someone to hand you clarity. And because nothing here ships without Finance, Legal, Payment Operations, Engineering, and often an external partner agreeing, you'll need to build that alignment yourself, ahead of the meeting rather than in it. Nobody in this seat succeeds on authority; they succeed on being consistently right in writing and easy to say yes to.
If you have under-the-hood knowledge of how funds actually settle, you obsess over failure paths because that's where payment systems break, and you'd rather build the service properly than ship the feature twice — this is the seat.
What You'll Do
Own money movement end to end
- Bank payment types: Same-Day ACH, RTP, wires, push-to-card — including returns, rejections, retries, cutoff windows, settlement confirmation, and reconciliation
- The payroll card program: issuing, BIN eligibility, cardholder lifecycle, network compliance, processor configuration
- Employer and worker payout surfaces, including file upload, funding windows, and failure handling
- Routing and waterfall logic — the tradeoffs between speed, cost, and settlement certainty that decide whether a rail is trustworthy
Build it as a platform
- Design payments capability as services with explicit API and data contracts, so new rails, products, and partners plug in rather than requiring rework
- Define the abstractions that keep the platform rail-agnostic — so adding a rail is a configuration and integration exercise, not a re-architecture
- Define and own the SLAs and performance benchmarks payment services run against, and build the observability to prove them
- Design for multi-tenant scale, backward compatibility, and clean migration paths where changes have blast radius across consuming teams
Write and deliver
- Produce the detailed requirements yourself: PRDs, user stories, acceptance criteria, state and error handling, field-level mapping, technical scoping
- Work embedded with engineering day to day — discovery, refinement, sprint planning, standup, demos — answering questions in the moment rather than next cycle
- Direct augmented engineering capacity: define work precisely enough for distributed teams to build correctly, sequence it, review what comes back, hold the bar
- Carry work through production validation. Read the logs, query the data, walk the flow, confirm the fix held
Test, measure, and prove it
- Define success metrics and guardrails before you build, not after
- Run real experiments where they apply ��