Job Opportunities API

We are looking for an experienced Mortgage Portfolio Manager to take ownership of our Dutch residential mortgage portfolio. This is a key position within our organization, offering the opportunity to actively contribute to both the strategic development and financial performance of our evolving mortgage business. As Portfolio Manager, you will lead and support cross-functional initiatives aimed at optimizing mortgage processes, improving portfolio returns, and ensuring compliance with regulatory standards. You’ll collaborate with teams across Risk, Finance, Treasury, Capital Markets, Legal, IT, and Operations to ensure streamlined, compliant, and performance-driven mortgage activities. Your role: This role requires a strategic thinker with a deep understanding of the Dutch mortgage market, strong analytical capabilities, and proven project management skills. You will play a critical role in aligning our mortgage operations with the bank’s broader business objectives and long-term growth plans. Duties & responsibilties: Manage the bank’s Dutch residential mortgage portfolio with a focus on risk-adjusted performance, profitability, and regulatory compliance. Lead strategic initiatives to transform and optimize mortgage-related processes, ensuring alignment with market developments and internal priorities. Conduct detailed portfolio and profit analysis on long-term retail loan books to identify opportunities for performance improvement. Design and implement portfolio strategies, including hedging, scenario analysis, pricing, and performance optimization. Analyse trends in the Dutch mortgage and housing markets to inform product and pricing strategies. Ensure compliance with internal policies and external regulations (DNB, ECB, EBA), including mortgage servicing and underwriting standards. Support funding and securitisation initiatives, including RMBS transactions and balance sheet management. Drive data integration and end-to-end reporting across systems to improve efficiency and decision-making. Act as a central point of contact for internal and external stakeholders, offering expertise, guidance, and proactive communication. Collaborate with servicers, originators, and external partners to ensure portfolio performance and customer satisfaction. Deliver regular updates and insights to senior management, governance bodies, and regulatory stakeholders. Who are we looking for? You are an open-minded and naturally curious colleague, passionate about your work and unafraid to take on a variety of tasks simultaneously while meeting tight deadlines. Proactive by nature, you're always one step ahead—thinking strategically and finding effective solutions in collaboration with both internal and external stakeholders. You thrive in a team environment, listen actively, and invest in both people and projects to achieve shared goals. You approach challenges with a creative mindset, naturally thinking outside the box and navigating confidently through fast-changing and complex environments by questioning the "how" and the "why." You bring strong project management skills, effectively balancing priorities and deadlines. Your exceptional communication and interpersonal abilities allow you to engage comfortably with stakeholders at all levels of the organization. With a sharp analytical mindset and great attention to detail, you solve problems efficiently. Whether working independently or as part of a team, you perform well in dynamic, fast-paced settings. You are fluent in both English and Dutch and possess excellent organizational skills, allowing you to manage multiple responsibilities with confidence. Skills/Qualifications: 5–10+ years of experience in the Dutch mortgage sector, with deep expertise across the mortgage lifecycle—including distribution, origination, underwriting, and servicing operations. Proven experience in portfolio management, investment analysis, or credit risk manag