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About the Role Step into a critical leadership role as a Senior Financial Crime Compliance (FCC) Officer , where you will actively safeguard a rapidly scaling E-Money Institution against complex global financial threats. You will spearhead daily FCC operations, optimize cutting-edge transaction monitoring systems, and mentor a high-performing compliance team while directly supporting the MLRO. If you are a strategic thinker with deep expertise in AML/CFT frameworks and a passion for driving operational excellence, this is your opportunity to shape the compliance landscape of a dynamic fintech leader. About the Client Our partner is a fintech and payment services provider based in the EU. Licensed and regulated as an E-Money Institution, they offer consumer wallets and corporate accounts. As their exclusive recruitment partner, we manage their full-cycle talent acquisition. What You Will Do Manage day-to-day FCC operations seamlessly, overseeing onboarding workflows, transaction monitoring, RFI management, and acting as the primary escalation point for internal queries. Mentor and provide technical guidance to team members, coordinating daily tasks to ensure peak operational efficiency and high-quality outputs. Optimize and streamline internal FCC workflows to eliminate bottlenecks, accelerating client onboarding without ever compromising regulatory standards. Refine FCC systems by proactively fine-tuning transaction monitoring rules and screening parameters to enhance threat detection and reduce false positives. Oversee the collection and precise analysis of Management Information (MI) for the Risk and Compliance Committee, Board of Directors, Auditors, and Regulators. Investigate and identify complex AML/CFT suspicions or high-risk matters, providing crucial updates and strategic recommendations to the MLRO. Lead Enhanced Due Diligence (EDD) processes for the Institution’s most complex and high-risk B2B and B2C clients, participating directly in key retention and onboarding decisions. Design and maintain a robust, evolving AML/CFT framework, conducting annual Business Risk Assessments (BRA) and Jurisdiction Risk Assessments (JRA). Cultivate and manage strong relationships with regulators (FIAU/MFSA) and external stakeholders, ensuring the AML/CFT framework consistently exceeds supervisory expectations. Ensure the timely, accurate submission of all periodic reporting to regulatory bodies, fulfilling all statutory obligations. Develop and deliver specialized AML/CFT training sessions and periodic briefings for staff, the Executive Team, and the Board of Directors. What You Bring Industry Experience: A minimum of 5 years in a similar FCC, compliance, or risk role within the financial services industry or at a specialized AML/CFT consultancy firm. Educational Background: A Higher Education Qualification in Law, Finance, Banking, Criminology, or a closely related field. Regulatory Mastery: Deep, working knowledge of core AML/CTF and Transaction Monitoring legislation, specifically including a thorough understanding of the FIAU’s Implementing Procedures. Technical Acumen: Strong familiarity with Customer Due Diligence (CDD) requirements for diverse onboarding scenarios and a solid understanding of various payment methods (e.g., Bank transfers, Card payments, PISP, APM). Decisive Leadership: Confident decision-making and judgment skills, capable of navigating high-stakes compliance scenarios in a fast-paced environment. Communication: Excellent verbal and written English communication skills, with the ability to articulate complex regulatory insights to cross-functional teams and stakeholders. Bonus Points: ACAMS (Certified Anti-Money Laundering Specialist) certification or an equivalent industry credential. Prior experience conducting or participating