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Kikoff: The Fintech Powering Financial Security at Scale Kikoff is a profitable, pre-IPO fintech company on a mission to empower everyone to achieve financial security. With record revenue growth in 2025 and a unicorn valuation, we've built a suite of products that help millions of people build credit, access liquidity, and save money. We're scaling fast. Join us if you want to build something meaningful and help millions of people move forward financially.   Why Kikoff: This is a consumer fintech startup, and you will be working with serial entrepreneurs who have built strong consumer brands and innovative products. We value extreme ownership, clear communication, a strong sense of craftsmanship, and the desire to create lasting work and work relationships. Yes, you can build an exciting business AND have real-life real-customer impact. About The Role   As the Senior Director of FP&A you will report to the CFO and serve as a key financial thought partner to Kikoff's leadership team as the company continues its significant and profitable growth. You will own the company's financial planning, forecasting, and analysis functions, translating complex business dynamics into actionable financial insight that drives strategic decision-making. You will work closely with the CFO and cross-functional leaders to build the financial infrastructure, analytical frameworks, and planning processes that a pre-IPO fintech company demands. The ideal candidate combines rigorous financial analysis with strong business instincts, an AI mindset, and the ability to influence senior stakeholders with clarity and confidence. The Senior Director of FP&A will initially manage a team of 3–4, with the opportunity to grow the function as Kikoff's business continues to scale. The role will be located in our San Francisco office (in office 3 days/week). What You Will Do: Own Kikoff's annual operating budget, quarterly plans, weekly/daily forecasts, and long-range financial model, ensuring they reflect business realities and support strategic decision-making Lead FP&A team that builds and maintains financial models that capture the unit economics, marketing acquisition/retention analytics, cohort dynamics, and revenue drivers specific to Kikoff's businesses Serve as a trusted financial partner to business leaders across marketing, product, engineering, and operations - translating financial data into clear guidance and actionable recommendations Help to define the company’s key metrics and drive alignment and adoption in close partnership with our Data team, while leveraging and pushing AI adoption Prepare and present executive and board-level financial reporting packages, including monthly financial reporting package, board decks, KPI dashboards, and forward-looking commentary Lead scenario planning and sensitivity analysis to support strategic initiatives, new product launches, and capital allocation decisions Partner with the Corporate Controller and accounting team to ensure alignment between financial reporting and operational forecasts Own the selection and development of Kikoff's planning systems and financial infrastructure, driving adoption of best-in-class tools and processes Support fundraising, investor relations, and M&A processes as needed, including preparation of investor materials and financial due diligence Build, develop, and grow a high-performing FP&A team, setting a high bar for analytical rigor, business judgment, communication and cross-functional collaboration About You: 12+ years of experience in FP&A, investment banking, or a related financial discipline, with significant industry experience at a high-growth company Background at a late-stage or public fintech, or e-commerce / marketplace / internet company with high transaction volumes preferred Investment banking experience preferred — candidates with IB backgrounds who have successfull