Job Opportunities API

iFAST Global Bank Limited (iGB) is seeking a highly motivated and results-focused credit professional to join our Team as a Senior Credit Executive. The role combines risk assessment and product development responsibilities. The Senior Credit Executive supports Head of Lending in managing existing and new lending business expansion by conducting counterparty onboarding, risk (with focus on credit risk) and consumer duty assessment and making recommendations for approval/rejection of credit applications.  The role holder works closely with Digital Personal Banking, Business Banking and EzRemit, Risk, Legal, Compliance and other relevant departments of the Bank and the Group. They are expected to actively contribute to development and enhancement of the Bank’s Credit Risk System by formulating requirements, conducting assigned testing exercises and providing feedback to project teams. The role will include performance of other work assignments within Lending and risk management  areas as required by the bank. Requirements Counterparty onboarding and product assessment ·         Conduct onboarding and credit assessment of corporate customers. Recommend credit limits for approval. ·         Assess Life Insurance policy products in line with the established assessment framework. Credit risk assessment and management ·         Act as the first line of defence in managing credit risk in lending business.  Review, challenge and recommend for approval credit limit allocation requests within the authority and scope of Lending Division. ·         Work closely with Risk (second line of defence) to support robust credit risk monitoring and reporting. ·         Monitor product and customer performance through existing reports. Collaborate with Bank and Group stakeholders in managing risks. New product launches ·         Work closely with Lending team colleagues to prepare new product introductions, conduct Consumer Duty and Risk  assessments. ·         Be a member of Project Working Group for relevant lending products. Support the Division Head in identifying and formulating user requirements. ·         Liaise with Project manager and relevant departments to ensure timely progress on product development and implementation schedule. ·         Participate in user acceptance testing and follow up on required remediation and  enhancement actions to support timely completion / delivery.   Credit Risk System development ·         Be a member of Project Working Group for relevant lending products. ·         Support the Division Head in identifying and formulating user requirements. ·         Liaise with Project manager and relevant departments to ensure timely progress on product development and implementation schedule. ·         Participate in user acceptance testing and follow up on required remediation and  enhancement actions to support timely completion / delivery. Product performance monitoring, analysis and management information ·         Contribute to identifying reporting enhancements and development of analytics in cooperation with internal IT department and Group IT colleagues, including ITP teams and Power BI team. ·         Prepare relevant inputs for executive committee packs.   Consumer Duty ·       &nb