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Senior Commercial Portfolio Underwriter job in Cardiff | Admiral Group Jobs We have been made aware of a number of scams where fraudsters are claiming to represent our organisation or organisations we work with. Please click here to find out more details and what to do if you are contacted. Senior Commercial Portfolio Underwriter __text-widget.label.field.LocationText__ : Cardiff Job type Full time __text-widget.label.field.SalaryText__ : About the job " This vacancy has now expired. Please see similar roles below... Commercial insurance is changing, and we're building something different. At Admiral Business, we're creating a modern, data-led Commercial proposition that combines underwriting expertise, technology and customer insight to deliver better outcomes for brokers and customers alike. As a core member of our Underwriting team, you'll partner closely with Pricing, Product and Data to shape underwriting strategy, influence product development and drive profitable portfolio growth. This isn't a traditional underwriting role focused solely on individual risks. You'll take ownership of portfolio performance, help define our underwriting appetite and play a key role in building a scalable Commercial proposition from the ground up. Why this role matters We're not just growing a Commercial portfolio-we're building the future of Commercial insurance at Admiral. As a core member of our Underwriting team, you'll help shape the decisions that define our products, underwriting strategy and long-term growth. By partnering with Pricing, Product and Data, you'll turn insight into action, balancing technical underwriting expertise with commercial thinking to create better outcomes for our customers, brokers and the business. You'll have the opportunity to influence far more than individual risks, helping build a smarter, more scalable underwriting capability that will support Admiral Business for years to come. What you'll be doing • Own the performance of a portfolio of UK Commercial Combined business, balancing growth, profitability and customer outcomes. (Primarily across Property & Casualty lines) • Shape underwriting appetite, referral strategies and portfolio governance. • Partner with Pricing to refine rating models, optimise pricing and improve portfolio performance. • Work alongside Product to evolve our Commercial proposition, influencing product design and coverage enhancements. • Use underwriting data, claims insight and market trends to identify opportunities and support strategic decision-making. • Build and develop strong relationships with regional brokers, driving profitable and sustainable growth. • Act as a technical expert within the team, supporting colleagues and helping to embed underwriting best practice. • Help build a scalable, data-led underwriting capability that supports Admiral's long-term ambitions in the Commercial market. About you You're more than an experienced Commercial Underwriter. You're commercially curious, enjoy solving complex problems and want to play a key role in shaping the future of Commercial insurance. You'll bring: • Proven experience underwriting UK Commercial business, ideally across Commercial Package and/or SME products. • Strong technical knowledge across Property & Casualty risks, with exposure to Professional Indemnity being an advantage. • Experience working with Pricing, Data or Portfolio teams to analyse performance and inform underwriting strategy. • Excellent underwriting judgement, balancing risk, pricing and commercial outcomes. • A strong understanding of portfolio management and how underwriting decisions influence growth and profitability. • Experience building and managing broker relationships. • A good understanding of FCA regulation and the UK Commercial insurance market. • Strong organisational skills, with the ability to manage multiple priorities. • The confidence to thrive in a fast-paced, evolving environment where you'll have genuine ownership and autonomy. Why Admiral Business? Commercial insurance has remained largely unchanged for years. At Admiral Business, we’re doing things differently. We’re combining the strength and stability of one of the UK’s leading insurers with the pace, ambition and mindset of a business that’s building for the future. By bringing together underwriting expertise, technology, data and customer insight, we’re creating a smarter Commercial proposition that’s designed around better outcomes for brokers, customers and our people. Joining Admiral Business means becoming part of a collaborative team where expertise is valued, curiosity is encouraged and everyone has the opportunity to make an impact. Whether it’s building stronger broker relationships, using insight to influence commercial decisions or helping develop the next generation of our Commercial proposition, you’ll see the impact of your work every day. What you'll get in return We believe exceptional people do their best work when they're trusted, supported and rewarded. Alongside a competitive salary, you'll receive a benefits package designed to help you grow your career, share in our success and maintain a healthy work-life balance. Highlights include: • A generous share scheme, giving you the opportunity to become a shareholder and share in Admiral's success. • 33 days' holiday (including bank holidays), increasing with service, plus the option to buy or sell up to five additional days. • Ongoing learning and development, leadership programmes and opportunities to grow your career across Admiral Group. • Flexible hybrid working, with most colleagues spending one or two days a week in our Central Cardiff office. • A people-first culture recognised as a Great Place to Work for more than 25 years, including awards for Wellbeing and Women. To explore our full range of benefits, including wellbeing support, healthcare, family-friendly policies and financial benefits, visit our Benefits Page. Disability Confident Leader As a Disability Confident Leader, for candidates with a disability or long-term health condition, that opt into the Disability Confident scheme, we’ll invite a fair and proportionate number of applicants that meet the essential requirements of the role to the first stage of our selection process. If you need any adjustments or support with your application or during the recruitment process, just let us know. Please do email [email protected] or contact us on 07502 959750. This number is dedicated to supporting candidates that require reasonable adjustments or support during the application process. LI-Pioneer #LI-DC1 Job type Full time __vacancyopjusttionswidget.opt-Department__ Admiral Pioneer __jobinformationwidget.freetext.LocationText__ Cardiff Share Talent Specialist - Admiral Money & Pioneer What areas do you look after? I recruit for our Startup and Scaleup entities, Including Admiral Pioneer & Admiral Money. Tell us about your Admiral Journey? I joined Admiral in 2025 following a number of years in recruitment both Agency and In House. Knowing the brand and the presence that it has in South Wales it was an easy choice to make to come and be part of group and I want to support people looking to do the same. Why would you recommend Admiral? Admiral is known for its culture and support offered to colleagues - that’s exactly what I've seen since I joined! This is 100% the reason I would recommend Admiral to others as it is somewhere you can enjoy work whilst building yourself career. Message me By submitting this form I consent to Admirals Privacy Policy Guidance for using AI during the hiring process We welcome you to use AI tools to support your application if you choose. Your use of AI won’t affect how you are assessed. However, if you do decide to use it, we encourage you to use it thoughtfully and effectively. Our Achievements jobs Related jobs Salary Cardiff Job Type Full time Cardiff Brand Admiral Group Department Renewals Description Looking to kickstart a lasting career? Join a multi-award-winning company that truly values you. We’ve always believed that doing right by people, customers and colleagues, is the key to success. W Reference 12054 Expiry Date 01 Jan 0001 Vacancy managed by Vacancy managed by Salary Cardiff Job Type Full time Cardiff Brand Admiral Group Department Sales Description Are you driven by sales, self-motivated, and eager to learn? If so, raise your hand! We're on the hunt for Customer Sales Advisors to join our lively and sales driven Customer Value team! As a Reference 12042 Expiry Date 01 Jan 0001 Vacancy managed by Vacancy managed by Salary Swansea Job Type Full time Swansea Brand Admiral Group Department Renewals Description Looking to kickstart a lasting career? Join a multi-award-winning company that truly values you. We’ve always believed that doing right by people, customers and colleagues, is the key to success. W Reference 12053 Expiry Date 01 Jan 0001 Vacancy managed by Vacancy managed by Our Benefits We know our colleagues work hard to serve our customers and keep us innovating, so it’s important to us that they’re well-rewarded. Alongside our competitive pay we also offer a share package, career growth and development opportunities and a whole host of other great benefits! Explore our benefits below to discover Where You Can Be You Grow & Progress Make a Difference Share In Our Future Where You Can Be You Financial & Mortgage Advice 24-Hour Ecare Cycle to Work Scheme Annual Holiday Allowance Flexible Working Simply Health Private Health Cover Critical Illness Cover Where You Can Grow & Progress Learning and Development Educational Sponsorship Accredited Qualifications ILM iLearn Online Learning Buy a Book Scheme Developmental Coaching Port of Calls Internal Mobility Where You Can Make a Difference Groups and Societies Socials and Team Days Out Multi Faith / Quiet Rooms Admiral Community Fund Give as You Earn Awards and Star Lunches Corporate Social Responsibility Impact Hours Where You Can Share In Our Future Share Schemes Refer a Friend Bonus Colleague and Family Insurance Discount Group Life Assurance Pension Scheme Life Event Loan Tickets to Sponsored Events Tusker Salary Sacrifice Sign up to receive email job alerts Get job notifications tailored to your interests sent right to your inbox. 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