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SAP Payments Functional Consultant

SAP Fioneer
CompanySAP Fioneer
CategoryConsulting & Strategy
LocationBengaluru
RemoteRemote
EmploymentFull-time
LevelNot stated
SalaryNot stated by the employer
Posted11 May 2026
Last verified7 Aug 2026
SourceEmployer ATS (workable)
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Description
Be Part of us Innovation is and will always be the core of SAP Fioneer. SAP Fioneer builds on a heritage of outstanding technology and a deep understanding of corporate and consumer demands. At the heart of it all it is simple: We bring financial services to the next level with innovative software solutions and platforms. We are helping companies in the financial services industry to achieve speed, scalability, and cost-efficiency through digital business innovation, cloud technology, and solutions that cover banking and insurance processes end-to-end. A global company, with rapid growth, innovative people, and a lean organization makes SAP Fioneer a place where you accelerate your future! About the Role: We are seeking an experienced SAP Payments Functional Consultant to join our team, specializing in SAP Fioneer Banking solutions. The consultant will play a key role in guiding clients through core banking transformation journeys, leveraging SAP’s functional capabilities to design, implement, and optimize payment processes. Requirements Job Requirements Bachelor’s or master’s degree in IT, Computer Science, Engineering, or a related field. Minimum 5+ years of experience in the banking domain, with strong exposure to SAP Fioneer / SAP Payment Engine / Payment Central solutions. Proven experience in SAP Fioneer Banking functional consulting, including production support. Strong understanding of domestic and international banking processes, KPIs, and regulations. Experience working with banking platforms, payment processors, and financial service vendors. Exposure to cloud technologies and migration programs in banking environments. SAP FI/CO knowledge (advantageous). SAP Fiori/UI5 knowledge (advantageous). Strong client-facing experience including stakeholder management and workshop facilitation Flexible and open to working shifts when required. Job Responsibilities Analyse, design, and configure SAP Payment Engine / Payment Central solutions based on business and functional requirements. Engage with clients to gather requirements, conduct needs analysis, and provide advisory support for transformation initiatives. Configure payment processes including payment processing, routing, clearing, settlement, exception handling, and reconciliation. Integrate SAP Payment Engine with peripheral systems, banks, and payment service providers. Monitor and support payment processing in production environments, ensuring performance optimization and issue resolution. Identify, assess, and mitigate project and operational risks, ensuring compliance with internal standards. Support testing activities (unit, integration, regression), deployments, and transport management. Collaborate in preparing proposals and solution designs aligned with organizational standards. Establish and review client controls, governance processes, and compliance frameworks. Provide guidance on standard vs. customized SAP solutions, ensuring optimal platform utilization. Support post-implementation activities, including documentation updates and issue resolution. Ensure adherence to project management methodologies, QA standards, and delivery frameworks. Skills Required Functional & Domain Skills Strong knowledge of end-to-end payment lifecycle: Initiation Validation Routing Clearing Settlement Reconciliation Returns / recalls Expertise in global payment standards and systems: ISO 20022 SWIFT SEPA FPS, CHAPS, BACS (UK) Fedwire / CHIPS (US) TARGET2, NPP, BECS (APAC) Understanding of Nostro/Vostro reconciliation Knowledge of sanctions screening, AML, and fraud detection integrations Technical & SAP Skills Configuration and customization of SAP Payment Engine / Payment Central components Ability to analyze payment issues via: Job monitoring,Error handling Payment flow optimization Experience with interfaces and integration frameworks for banks and external systems Exposure