Job Opportunities API

🧰 Who We Are Wakam is a B2B2C insurance company that creates white-label insurance solutions via its Play&Plug® technology platform for more than 80 partners . We provide most of our insurance products through APIs and host white-label insurance solutions via our Play&Plug technology platform. With a footprint spanning 32 countries , Wakam is the European leader in digital and embedded insurance . Strongly committed to social responsibility, Wakam is a mission-driven company dedicated to enabling transparent and impactful insurance. 🚀 About the Team The Underwriting team at Wakam lies at the core of strategic decision-making and risk analysis. Our mission? To develop pricing strategies and risk frameworks that ensure profitable, sustainable, and competitive insurance solutions for our partners. We blend actuarial science, data analytics, and innovation to build cutting-edge products across Europe — from Motor and Home to Pet, A&H, and Extended Warranty. We partner closely with MGAs, reinsurers, and internal teams to bring our vision to life. 🎯 Your Mission As a Pricing Actuary / Pricing Lead you will play a pivotal role in delivering Wakam’s  UK pricing  across products including Motor, Home, Pet, and SME insurance . You will lead the development and implementation of data-driven pricing frameworks , ensuring alignment with business objectives, market dynamics, and regulatory expectations. This role combines strategic thinking, hands-on technical delivery, and strong stakeholder management—internally and externally. ✏️ Your Responsibilities Pricing Strategy You execute pricing strategies to deliver profitable growth and market competitiveness. You collaborate with distribution partners (including MGAs) to understand market needs, refine pricing models, and design tailored solutions. You carry out statistical risk modelling, define target profitability and pricing criteria, and implement pricing models—often via APIs through Wakam’s platform or in coordination with partners. Portfolio Management & Analytics You develop management information and run ad-hoc analyses to support key decisions. You monitor and optimise portfolio performance, contribute to improved forecasting, and conduct regular reviews of pricing structures, profitability, and customer segmentation—taking into account competitor pricing, claims trends, and regulatory updates. Technical Pricing You design, implement, and enhance pricing models using actuarial and statistical methods. You monitor model performance and recalibrate when needed, and you investigate innovative technical solutions to complex business problems. You also perform peer reviews of MGA pricing proposals to ensure technical robustness and consistency. Stakeholder & Partner Management You collaborate with MGAs and internal teams to support pricing decisions, product design, and portfolio management. You present results internally and to distributors, communicate complex pricing topics to non-technical audiences, and ensure pricing strategies remain compliant with applicable UK regulatory requirements. 🧠 What You Bring Essential Experience  in pricing roles within the  UK insurance market , covering  Motor, Home and/or SME . Strong understanding of UK market dynamics and the regulatory framework. Demonstrable proficiency in actuarial techniques and pricing modelling. Experience with P&C pricing tools (e.g.,  AKUR8, RADAR, EARNIX  or equivalent). Strong programming skills in  SQL and/or Python . Experience with  machine learning  approaches and data visualisation tools (e.g.,  Power BI, Tableau ). Proven track record of leading pricing projects and/or teams. Excellent communication skills and ability to influence stakeholders at all levels. Strong commercial acumen and strategic thinking.