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Stellenbeschreibung: Job Title Latin America Credit Risk Officer Corporate Title Vice President Location New York, NY Overview The Latin America Credit Risk Management credit team is tasked with managing the credit risk inherent in Deutsche Bank’s business activities with Latin American clients, including corporates, banks, non-bank financial institutions and sovereign counterparties across the region. As a Credit Officer you will be responsible for handling loan, derivative (complex and vanilla) and trade-related approvals, setting and monitoring counterparty credit limits, negotiating credit terms in relevant agreements, and interfacing with senior management and business personnel on risk issues. What We Offer You • A diverse and inclusive environment that embraces change, innovation, and collaboration • A hybrid working model, allowing for in-office / work from home flexibility, generous vacation, personal and volunteer days • Employee Resource Groups support an inclusive workplace for everyone and promote community engagement • Competitive compensation packages including health and wellbeing benefits, retirement savings plans, parental leave, and family building benefits • Educational resources, matching gift and volunteer programs What You’ll Do The credit officer will be responsible for the risk management of a portfolio of Latin American counterparties spread across different jurisdictions and asset classes • Provide approval or declination of credit transactions for Latin American clients under delegated credit authorities, or recommend approval to senior Risk officers, ensuring alignment with risk appetite for the relevant Business Unit, Industry and Legal Entity, as well as compliance with Deutsche Bank’s credit standards, policies and procedures • Independently analyze various risk elements of credit transactions in Latin America. Assess the credit strength of the Corporate, FI and Sovereign counterparties and identify structural weaknesses on proposed credit transactions. Assess transaction risks, based upon individual transaction structure, collateral, credit enhancements and documentation, recommend enhancements where necessary • Define and negotiate credit terms in legal documentation (ISDA/ CSA, GMRA, loan agreements, etc.) to ensure that documentation allows for proactive risk management • Assist in rating and structuring transactions to achieve optimal risk/return outcomes • Act as intermediary between business units and senior credit committees to facilitate credit approval and monitoring processes • Monitor individual credit/risk positions and developments within given portfolios, Ensure compliance with all applicable regulatory requirements How You’ll Lead • A reliable team player with a proactive can do attitude and strong work ethic • Influencing, problem solving and stakeholder management skill • Act as intermediary between business units and senior credit stakeholders to facilitate credit approval and monitoring processes Skills You’ll Need • Moderate experience of previous credit (corporates /financial institutions) in Latin American markets; • Bachelors degree in Finance, Accounting, Economics or related fields • Fluency in Spanish is strongly preferred. Portuguese a plus • Extensive knowledge and understanding of capital markets products, including vanilla and complex derivatives, as well as commercial banking products (loans, trade finance); • Strong understanding of basic trading documentation and risk mitigation strategies; Experience in negotiation of derivative contracts and loan documentation • Proven ability to leverage AI tools to enhance productivity, optimize workflows to solve business problems, while applying critical judgment to ensure responsible and ethical use of data and AI outputs Skills That Will Help You Excel • Strong interpersonal, leadership and communications skills (verbal and written) in English and Spanish • Significant degree of independence and sound judgment with good attention to details • Strong analytical skills; ability to quickly analyze and assess complex transactions • Self- motivated; takes ownership for own career management, seeking opportunities for continuous development of personal capability and improved performance contribution • Actively supports the Business strategy, plans and values, contributing to the achievement of a high-performance culture Expectations It is the Bank’s expectation that employees hired into this role will work in the New York, NY office in accordance with the Bank’s hybrid working model. Deutsche Bank provides reasonable accommodations to candidates and employees with a substantiated need based on disability and/or religion. The salary range for this position in New York City is $125,000 to $222,500. Actual salaries may be based on a number of factors including, but not limited to, a candidate’s skill set, experience, education, work location and other qualifications. Posted salary ranges do not include incentive compensation or any other type of remuneration. Deutsche Bank Benefits At Deutsche Bank, we recognize that our benefit programs have a profound impact on our colleagues. That’s why we are focused on providing benefits and perks that enable our colleagues to live authentically and be their whole selves, at every stage of life. We provide access to physical, emotional, and financial wellness benefits that allow our colleagues to stay financially secure and strike balance between work and home. Click here to learn more! Learn more about your life at Deutsche Bank through the eyes of our current employees https://careers.db.com/life The California Consumer Privacy Act outlines how companies can use personal information. If you are interested in receiving a copy of Deutsche Bank’s California Privacy Notice please email  [email protected] . LI-HYBRID Wir streben eine Unternehmenskultur an, in der wir gemeinsam jeden Tag das Beste geben. Dazu gehören verantwortungsvolles Handeln, wirtschaftliches Denken, Initiative ergreifen und zielgerichtete Zusammenarbeit. Gemeinsam teilen und feiern wir die Erfolge unserer Mitarbeiter*innen. Gemeinsam sind wir die Deutsche Bank Gruppe. Wir begrüßen Bewerbungen von allen Menschen und fördern ein positives, faires und integratives Arbeitsumfeld. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, protected veteran status or other characteristics protected by law. Click these links to view  Deutsche Bank’s Equal Opportunity Policy Statement  and the following notices:  EEOC Know Your Rights ;  Employee Rights and Responsibilities under the Family and Medical Leave Act ; and  Employee Polygraph Protection Act .