Job Opportunities API

Strategy & Planning • Develop monthly budgets and performance targets for the Cash Loan business at Indodana Fintech. • Formulate business strategies to ensure growth aligns with predefined targets. • Collaborate with cross-functional teams to ensure all programs and experiments are executed as expected. • Define customer segmentation based on GMV potential, risk profile, and profit contribution. Analysis & Performance Monitoring • Analyze disbursement trends, customer behavior, and loan application performance to evaluate and refine strategies. • Prepare and analyze periodic business performance reports. • Provide recommendations for improvements and business development to support long-term sustainability. Cross-Functional Coordination • Work closely with the Risk team to ensure accurate and profitable customer segmentation. • Collaborate with Marketing and Marketing Technology teams to align marketing strategies with budget and customer segments. • Partner with Compliance and Finance teams to ensure the business model adheres to applicable regulations and policies. • Coordinate with the IT team to ensure optimal product experience aligned with customer segmentation. • Engage in additional cross-department collaboration as required to support business growth. • Bachelor’s degree (S1) in Business, Economics, Communication, Management, or a related field. • Minimum 5 years of experience in Business Development or Growth, with at least 2 years in a supervisory or managerial role. • Proven experience managing Profit & Loss (P&L) in financial services industries (banking, multifinance, fintech, or digital payments). • Strong experience in market, business, and customer segmentation analysis. • Demonstrated track record in achieving and managing sales targets. • Ability to collaborate effectively across cross-functional teams. • Strong analytical thinking and problem-solving capabilities. • Proficient in English, both written and spoken. • Solid understanding of the financial services industry, particularly banking and fintech. • Ability to develop business strategies, partnership proposals, and marketing plans.