Job Opportunities API

At Kroo Bank, we’re building a better bank from the ground up. One that puts customers first, treats money responsibly, and uses technology to make everyday banking simpler, fairer and more transparent. We’re a fully regulated UK bank, backed by long-term investors, with a growing customer base and big ambitions. We move fast, think carefully, and hold ourselves to high standards, whether that’s how we build products, manage risk, or look after our people. How you will contribute: As a Head of Financial Planning and Analysis, your key responsibility will be to lead Kroo Bank’s forecasting, planning, and performance insight across the business, helping to shape strategic decisions through high quality models, robust analysis, and clear storytelling. This role is hands-on and execution focused, requiring you to build and run your own financial models and planning tools, often from scratch, in a fast growing challenger bank environment. You will partner closely with senior stakeholders across Finance, Risk, Product, and Operations to develop scalable forecasting and budgeting capabilities, while ensuring alignment with banking specific drivers including balance sheet dynamics, capital, liquidity, and regulatory expectations. Other responsibilities include: Build, own, and continuously improve end to end financial models covering P&L, balance sheet, and cash flow, ensuring they are transparent, well controlled, and scalable. Lead the Bank’s forecasting and planning cycles including annual budget, reforecasting, and multi year planning, producing clear outputs and variance explanations. Develop driver based forecasting frameworks for key banking metrics including net interest income, cost of funds, credit performance, operating costs, and customer growth. Produce high quality management information and performance insight for senior leadership, including commentary on key movements, risks, and actions. Partner with Treasury and Risk stakeholders to ensure planning reflects balance sheet composition, interest rate dynamics, and capital and liquidity considerations. Build and maintain planning tools in Excel and Google Sheets, improving automation and control through advanced formula design, VBA where appropriate, and structured model governance. Use data and scripting tools such as Python to automate repeatable analysis, improve data quality, and accelerate forecasting and reporting processes. Support the development of capital and regulatory aware planning, ensuring assumptions and outputs are consistent with the Bank’s prudential framework and internal risk appetite. Work with business owners to challenge assumptions, embed accountability for budgets, and improve the quality of forecasting inputs across the organisation. Contribute to the build out of FP and A processes, templates, and controls suitable for a regulated challenger bank, including documentation and audit ready working practices. Support investor, Board, and committee reporting requirements through high quality packs, scenario analysis, and sensitivity modelling. Requirements Required skills: Ability to build, run, and maintain end to end financial models independently, with strong structure, controls, and transparency. Ability to deliver accurate forecasting, budgeting, reforecasting, and multi year planning in a banking environment using driver based methodologies. Ability to demonstrate advanced Excel capability and strong proficiency in Google Sheets, including complex modelling, scenario analysis, and robust model control. Ability to improve efficiency through automation, including VBA and repeatable tooling and templates. Ability to use Python to automate analysis, improve data integrity, and build scalable forecasting and reporting workflows. Ability to demonstrate strong understanding of banking financial drivers including P&L, balance sheet, net interest income, cost of funds, and operating cost levers. Stron