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MeDirect is a Maltese digital bank, founded in 2004, with over 160,000 clients and operations in Malta and Belgium. We offer a wide range of financial services to both retail and corporate clients, including daily banking, savings, and corporate services . We are always on the lookout for determined and hard-working individuals who are eager to take the next step in their career. At MeDirect, we strive to provide an exceptional employment experience, fostering growth, collaboration, and innovation Role Overview: We are seeking two Financial Crime Compliance professionals with 3–8 years of relevant prior experience to support the FCC framework across both a Crypto-Asset Service Provider (CASP) and traditional financial services/banking activities . The role will focus on ensuring effective implementation of AML/CFT controls, transaction monitoring, (as ancillary aspect support to regulatory compliance), helping the business in managing financial crime risks in both digital asset and  in traditional banking  FCC environment . 1.Traditional Finance/Banking - First 6/9 months on the job Key responsibilities: Role objective: Ensure continuity of AML/CFT operations, monitoring activities, and regulatory deliverables. • Transaction monitoring & case handling • Review and manage alerts escalated by the first line • Perform AML investigations and ensure proper documentation of cases • Contribute to timely escalation and decision-making • Suspicious activity reporting • Draft STRs to the FIU (for review by the AMLCO) • Support responses to requests from FIU, law enforcement and other authorities • Monitoring plan execution • Contribute to the delivery of the Compliance Monitoring Plan (AML scope) • Assess effectiveness of AML processes and controls and document findings • Regulatory reporting • Support preparation of AML reports for NBB and other authorities • Ensure quality and consistency of regulatory submissions • Advisory & training • Provide guidance to the first line on AML/CFT requirements • Support training initiatives where needed • Continuous improvement • Contribute to improvements of AML processes, tools, and methodologies • Provide feedback on efficiency and risk-based adjustments 2.  Crypto FCC – as subsequent activity to the first 6/9 months on the job Key responsibilities: Governance & Risk-Based Framework • Establish a risk-based AML/CFT framework specifically addressing crypto-asset risks; • Define risk appetite covering: • Client types (retail, institutional) • Supported assets (BTC, ETH, stablecoins, etc.) • Transaction thresholds and risk triggers Wallet Infrastructure Controls  Ensure secure custody, traceability, and control of digital assets. • Use of third party governance and policy engine to enforce: • Multi-party approval (MPC-based approvals) • Segregation of duties (initiation vs approval) • Transaction limits and whitelisting • Maintain wallet segregation: • Client assets vs corporate treasury • Implement: • Withdrawal controls (e.g., address whitelisting) • Time delays or cooling-off periods for withdrawals • Record full audit trails of wallet activity Blockchain Monitoring & Screening (Chainalysis) Detect and prevent exposure to illicit wallets, sanctioned entities, and high-risk activity. • Perform pre-transaction and post-transaction screening using Chainalysis: • Wallet risk scoring • Exposure to darknet, mixers, ransomware, fraud • Block or flag transactions involving: • Sanctioned addresses (OFAC, EU, UN lists) • High-risk categories (e.g., illicit services, scams) • Monitor: • Incoming and outgoing wallet activity • Counterparty risk exposure Alert Handling • Investigate alerts triggered by: • High-risk wallet interactions • Abnormal transaction patterns • Escalate and document suspicious cases • File STRs where required Travel Rule Compliance  Ensure compliance with the EU Transfer of Funds Regulation (TFR) for crypto transfers. • Capture and transmit required originator and beneficiary information: • Verify counterparties: • Apply controls for: • Transfers to/from unhosted wallets • Missing or incomplete Travel Rule date Operational Controls • Integrate third party system to: • Automate Travel Rule messaging • Validate counterparty data before transaction execution • Block or delay transfers where: • Required data is incomplete • Counterparty risk is unacceptable Transaction Monitoring (Crypto) Detect suspicious activity crypto ecosystems. 3. Regulatory Compliance Support Key responsibilities: • • Prepare and review internal and external compliance reporting • Oversee execution of controls in regulatory compliance areas • Ensure proper documentation of controls and follow-up of remediation actions • Represent Compliance in relevant committees (MiFID, governance, product committees)