Job Opportunities API

Who are we seeking? We're looking for a detail-oriented Credit Risk Analyst to help us assess borrower creditworthiness, support loan settlements, and ensure our credit decisions are both sound and compliant. This is a role where your analytical skills directly contribute to real borrower outcomes — helping people get back on solid financial footing. About us A fast-growing financial technology and advisory firm specializing in distressed consumer credit and subprime segments across the Asia-Pacific region. What will you do? 1. Credit assessment & risk management Review bureau reports, bank statements, and KYC documents to evaluate creditworthiness and make sound lending decisions within the company's risk appetite. 2. Loan settlement support Assess repayment capacity before settlement, handle all current obligations, secure proof of settlement, and coordinate with legal and credit teams for faster disbursements. 3. Borrower guidance & support Guide borrowers through settlement terms and obligations, resolve disputes, and provide financial counseling — with empathy and clarity. 4. Data analysis & reporting Track portfolio performance, default trends, and settlement outcomes. Turn data into insights that improve credit and mediation strategies. 5. Cross-functional collaboration Work with credit risk, legal, and customer service teams internally, and coordinate with external lenders to ensure smooth loan closures. Requirements Qualifications Bachelor's degree in Finance, Economics, Business, or a related field Minimum 2 years of experience in credit analysis, credit risk, or a closely related role Fluent in Tagalog and English (both mandatory) Experience in fintech, digital lending, or consumer finance is a strong advantage Exposure to subprime or distressed borrower segments is a plus Skills & tools Strong proficiency in Microsoft Excel — financial modeling, data analysis, and reporting Comfortable working with CRM tools and financial analysis software Solid understanding of credit bureau data, KYC processes, and lending compliance Who you are Analytical and detail-oriented — you catch things others miss A clear communicator who can explain complex financial terms to borrowers plainly Empathetic but objective — you understand borrowers are under stress without letting it cloud your judgment Proactive problem-solver who doesn't wait to be told what to do Comfortable working with large datasets and translating them into actionable insights Benefits What’s in store for you? Work on high-impact financial solutions with real customer outcomes Clear, performance-based career progression Opportunity to move into leadership roles based on results Remuneration Competitive base salary Performance-based commission structure Accelerator incentives for exceeding targets Benefits Exposure to a fast-growing fintech environment Merit-driven culture with strong earning potential