Job Opportunities API

Credit / Data Analyst (Currently Resident in Malta / With Valid Work Permit or EU Passport) We are seeking a ‘Credit / Data Analyt with a technical background, to shape all aspects of Credit Card Strategy. Play a key role in building new Credit Risk Strategies for a maturing Credit Card portfolio. Developing an infrastructure of Data, Reporting & Analytics, to underpin Credit Optimisation & support Product Growth. Responsibilities: • Drive Credit Risk Strategies & Performance at both customer acquisition and customer management stages. Including cut-off setting, initial-line-assignment, affordability, authorisation & line management (increase/ decrease) programs. • Perform ad hoc and regular analytics on key risk indicators; tracking variance to plan and informing above noted strategy setting. • Develop an improved management information suite, covering risk appetite. With a dynamic capability to review live tests and interrogate trends. • Influence the Credit Risk messaging across the business; opportunity to discuss on-going performance and propose value add strategies to bank committee(s). • Work closely with various bank teams, including Finance, Operations and Decision Science areas. • Generate enhanced documentation outlining credit risk processes, including consideration of (changing) regulatory standard. • Input into Collections & Recoveries, and Fraud strategies. • Facilitate growth plans by delivering effective & timely Credit Solutions, with consideration of continuous improvement and customer experience. Skills / Experience: • 2 + Years’ Experience within Credit/ Banking or a similarly analytic role • Bachelor’s or Master’s Degree in a quantitative/ numerical discipline. • Problem solving and analytical (useful: SAS/ SQL/ Python or similar). • Data visualization and dashboarding (useful: Tableau/ Power BI) • Exceptional communication and organisation skills. • Ability to manage time and prioritise work. • Pro-active outlook and desire to innovate. • Experience with credit cards or other retail lending products (e.g. loans, current accounts or mortgages) is preferred but not essential. This role will be based in Malta. Excellent Salary + Benefits + Bonus We Are Keen to Meet You! Please Apply Now and our 'Recruitment Team' will reach out to you directly. Apply Here Today! For Further Information Visit:  https://www.bankdimare.com/career