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Come Work With Us: Metropolitan Commercial Bank (“MCB” or the “Bank”) is a New York City–based, full-service commercial bank providing tailored banking solutions to businesses, institutions, and individuals. Founded in 1999, MCB operates banking centers in Manhattan and Boro Park, Brooklyn, within New York City, as well as in Great Neck on Long Island, New York, and Lakewood, New Jersey. The Bank recently expanded to Miami, Florida with their newest Brickell banking center. Metropolitan Commercial Bank offers a comprehensive suite of commercial, business, and personal banking products and services to small businesses, middle-market and corporate enterprises, private and public institutions, municipalities, and local government entities. The Bank has earned national recognition for its financial performance, innovation, and strategic growth. The Bank was named one of Newsweek’s Best Regional Banks in 2024 and 2025. Additionally, MCB recently received Editor’s Choice recognition at the Banking Tech Awards USA for Digital Onboarding & Omnichannel Banking and in 2026, the Bank earned Great Place To Work certification and received the Web Award Standard of Excellence for MCBankNY.com. We are a client-focused organization that values technological innovation and excellence. A strong technical mindset, AI fluency, and adaptive skills are essential for our employees to effectively contribute to our mission and drive our success. We foster human–AI teaming and strong governance to ensure technology is used responsibly and in alignment with Bank policies and procedures. For more information about the Bank, please visit the Bank’s website at MCBankNY.com .   Position Summary: The Portfolio Associate will assist in the management of a growing commercial real estate loan portfolio. The qualified candidate is expected to materially contribute to the continued high growth and oversight of the commercial real estate portfolio. The real estate loan portfolio consists of various asset classes located throughout the U.S. The Portfolio Associate is expected to handle multiple tasks and assignments, as detailed below and work as a valuable CRE team player. Standard 4-day in-office requirement, 1 day remote (of your choosing and subject to manager’s approval) Essential Functions & Responsibilities  Engage in daily dialogue with Commercial Lenders (CLs) and Portfolio Manager (PM) regarding the ongoing management of a high growth, commercial real estate portfolio. Maintain ongoing proactive oversight of the assigned portfolio, identifying upcoming maturities, renewal opportunities, loan payment issues, and other risk factors to facilitate timely resolution and risk mitigation. Complete loan analysis, including the review of financial statements, rent rolls, property cash flow, and analysis of the credit condition of sponsor/guarantor. Track and test loan covenants to identify improving or deteriorating credit quality and/or property related concerns for review and approval of PM. Complete loan analysis and prepare Memos for review by PM and RM. Maturity extensions, Built-in extensions, Loan Modifications and Waivers In coordination and with guidance of the PM, complete financial analysis, including underwriting, sponsor/guarantor analysis, and risk rating review for Watchlist and Criticized loans presented quarterly to the Bank’s ARG Committee. Discuss analysis and potential risk rating recommendation for those loans that may qualify to be removed from the Watchlist/Criticized List. Assist PM with analysis of the Bank’s Transitional Loan portfolio, including property performance updates, status of reporting requirements, and annual reviews. Assist the Team with gathering financial information and coordinating various aspects of Bank audits conducted throughout the year. Maintain ongoing communication with PM to resolve potential concerns and issue