Job Opportunities API

About Coupang Coupang is reimagining the shopping experience with the goal of wowing each customer from the moment they open the Coupang app to the moment an order is delivered to their door. Powered by an end-to-end e-commerce and logistics network and a culture of customer obsession, Coupang has redefined tradeoffs between speed, selection, and price. We provide fast delivery on millions of items, including fresh groceries, delivered within hours nationwide, 365 days a year. South Korea represents one of the most dynamic and fast-growing e-commerce markets globally, and Coupang continues to lead through innovation and operational excellence.   Role Overview To ensure stable operation of Coupang's fintech business, we establish credit strategies, operate related systems, and monitor risk. Coupang Pay aims to improve customers' financial experience by launching innovative credit products as well as payment services. Therefore, we are looking for talented individuals with excellent problem-solving and execution skills who can proactively build business processes, systems, and policies. This role involves attracting, growing and inspiring the team, fostering an innovative environment and strategically using data to monitor and implement credit strategies of working capital/lending products. Drives innovation in credit risk strategies practices by staying informed of industry trends, emerging risks and emerging technologies and incorporating best practices into the company’s credit risk framework. Leads continuous improvement initiatives to increase the effectiveness and efficiency of credit strategic management systems and processes.   What you will do: Establishes and improves credit strategies/underwriting policies and credit risk assessment processes, including underwriting criteria, credit risk management systems and processes.  Responsible for leading, motivating and managing the credit team, especially for consumer lending/working capital products Oversees the credit strategy and aligns credit risk management efforts with overall business objectives. Prepares and presents comprehensive credit risk reports to executives and other relevant stakeholders.   Essential Qualifications: 10+ years of experience in credit strategies/underwriting strategies roles within fintech or banking industry for consumer/SME lending and working capital products Proven track record of developing and implementing effective credit risk strategies/underwriting strategies Strong understanding of credit risk strategies and CSS/risk models Experience and knowledge of the development and deployment of credit workflows   Preferred Qualifications:   Strong experience and&nbsp