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Make banking a Fifth Third better® We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank. GENERAL FUNCTION: The Senior Portfolio Manager manages a portfolio through comprehensive financial   analysis ,   forward-looking   risk assessment, and proactive monitoring of borrower performance. The role includes regular client interaction, ownership of portfolio risk outcomes, and accountability for adherence to credit policy and regulatory guidelines, w ith a focus on early identification of emerging credit issues and   portfolio level   risks .   As a senior membe r of the coverage team, the Senior Portfolio Manager partners closely with Relationship Managers and Credit Risk throughout the deal lifecycle,   including   credit structuring, pricing, risk ratings, and due diligence efforts . Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined. Accountable for   always doing the right thing for customers and colleagues and ensures that actions and behaviors drive a positive customer experience. While   operating   within the Bank's risk appetite,   achieves   results by consistently   identifying , assessing, managing, monitoring, and reporting risks of all types. LI-JB1 ESSENTIAL DUTIES AND RESPONSIBILITIES: • Maintain an independent,   current   and   forward-looking   view of the creditworthiness of each client and communicate risk perspectives clearly to business and risk partners • Perform ongoing monitoring and periodic deal reviews; approve or recommend renewal, modification or exit decisions as appropriate • Analyze historical financials and projections to ensure   accurate   risk ratings, early identification of emerging credit issues, and clear articulation of industry and company trends • Manage the underwriting,   approval   and documentation process for transactions, including new money, renewals, extensions, amendments, waivers, and ancillary products (e.g., treasury management, FX, interest rate   derivatives   and commodity exposure) • Review and recommend credit decisions,   perform final risk rating analysis ,   provide interpretation of credit policy to business partners ,   and escalate   non-standard   or higher-risk requests as   appropriate . • Ensure compliance with internal credit policies, regulatory   guidelines   and documentation standards • Manage a larger, more complex portfolio that may include   higher ‑ risk , lead   bank   and   high touch   client relationships • Serve as an active member of the coverage team in collaboration with Relationship Managers and Credit Risk • Meet directly with prospects and clients as needed, leading diligence discussions   for assigned relationships and supporting escalated discussions alongside senior leadership • Provide guidance on deal structures,   pricing   and risk mitigation strategies • Create and deliver portfolio performance reports and presentations for senior management, including risk insights and recommendations • Ensure accuracy and integrity of system records   and electronic credit files, supporting data governance and regulatory readiness • Participate in   senior level   team meetings, providing input on portfolio themes, risk   trends   and process improvements • Lead or   participate   in special projects and strategic initiatives that enhance portfolio management practices and systems • Review work   product   prepared by junior team members to ensure accuracy   and   consistency   and provide coaching and feedback to Credit Analysts SUPERVISORY RESPONSIBILITIES: May i nclude   the direct   s upervision and direction of the day-to-day activities of junior portfolio management team members.   R esponsible for providing employees with   timely , candid, and constructive performance feedback. Develop employees to their fullest   potential and   provide   challenging opportunities that enhance employee career growth. Develop the   appropriate talent   pool to ensure   adequate bench strength and succession planning. Recognize and reward employees for accomplishments. MINIMUM KNOWLEDGE,   SKILLS   AND ABILITIES REQUIRED: • Bachelor’s degree in Finance , Business Administration, or a related field • Minimum of   8   years of experience in commercial banking, portfolio management, underwriting or a related discipline • Subject matter   expert level   understanding of accounting, credit analysis, portfolio management, structuring, underwriting, and legal documentation • Strong risk judgment with   demonstrated   ability to manage complex and   higher risk   portfolios • Experience providing guidance, coaching, or review of junior staff work is preferred but not   required • Excellent interpersonal and communication skills with the ability to collaborate effectively with business and risk partners • Ability to manage multiple priorities, complex transactions, and strategic initiatives while meeting deadlines Commercial Middle Market Senior Portfolio Manager At Fifth Third, we understand the importance of recognizing our employees for the role they play in improving the lives of our customers, communities and each other. Our Total Rewards include comprehensive benefits and differentiated compensation offerings to give each employee the opportunity to be their best every day. The base salary for this position is reflective of the range of salary levels for all roles within this pay grade across the U.S. Individual salaries within this range will vary based on factors such as role, relevant skillset, relevant experience, education and geographic location. In addition to the base salary, this role is eligible to participate in an incentive compensation plan, with any such payment based upon company, line of business and/or individual performance. Our extensive benefits programs are designed to support the individual needs of our employees and their families, encompassing physical, financial, emotional and social well-being. You can learn more about those programs on our 53.com Careers page at: https://www.53.com/content/fifth-third/en/careers/benefits.html or by consulting with your talent acquisition partner. LOCATION -- San Jose, Kalifornien 95113 Attention search firms and staffing agencies: do not submit unsolicited resumes for this posting.  Fifth Third does not accept resumes from any agency that does not have an active agreement with Fifth Third.  Any unsolicited resumes – no matter how they are submitted – will be considered the property of Fifth Third and Fifth Third will not be responsible for any associated fee. Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.