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Pay Range: $252,600-$328,400 Remote Eligible: Hybrid We offer a pay-for-performance compensation program including bonuses for all employees and a competitive benefits package. See  https://www.cuofco.org/careers  for a high-level overview of our benefits package and bonus offerings. General Purpose of the Position     The Chief Lending Officer (CLO) serves as a member of the Executive Leadership Team and is responsible for the strategic direction, growth, profitability, risk management, and operational effectiveness of all lending functions across Credit Union of Colorado. The CLO provides executive leadership for consumer lending, indirect lending, mortgage lending, home equity lending, business lending, collections, and lending operations.    The CLO is accountable for the overall performance and quality of the Credit Union's loan portfolio and ensures lending activities align with the Core Values, Strategic Areas of Focus, business plan, financial objectives, risk appetite, regulatory requirements, and member experience goals. The position works closely with the Executive Leadership Team, management team, regulators, and external partners to support sustainable growth and deliver exceptional value to members.    Essential Duties and Responsibilities     Strategic Leadership and Executive Oversight    Serves as a member of the Executive Leadership Team and contributes to the development and execution of organizational strategy.    Develops and executes a comprehensive lending strategy that supports growth, profitability, member service, and long-term organizational objectives.    Provides leadership and direction for all lending-related functions including consumer, indirect, mortgage, home equity, business, collections, and lending operations.    Identifies growth opportunities, market trends, and emerging risks impacting lending activities.    Collaborates with executive leadership to support strategic planning, budgeting, and resource allocation.    Portfolio Growth, Profitability, and Performance    Accountable for loan portfolio growth, yield, profitability, diversification, and overall performance.    Establishes and monitors key performance indicators and production goals.    Evaluates portfolio trends and opportunities using data analytics and business intelligence tools.    Develops initiatives to improve loan production, member penetration, and operational efficiency.    Ensures lending activities support the Credit Union's financial objectives and balance sheet strategy.    Credit Risk Management and Asset Quality    Provides executive oversight of underwriting standards, credit policy, and loan quality.    Establishes appropriate risk tolerances and portfolio concentration limits.    Monitors delinquency, charge-offs, recoveries, and asset quality trends.    Ensures effective collection and workout strategies are in place.    Partners with Finance and Risk Management to maintain a safe and sound lending program.    Lending Operations and Innovation    Oversees lending operations to ensure efficient service delivery and a positive member experience.    Leads lending technology initiatives, digital lending platforms, automated decisioning tools, and process improvements while leveraging artificial intelligence effectively and responsibly.    Evaluates emerging technologies, fintech partnerships, and industry best practices.    Promotes innovation while maintaining appropriate controls and risk management practices.    Board