Job Opportunities API

Company: 2201 United Overseas Bank (Malaysia) Bhd About UOB United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of more than 500 branches and offices in 19 countries and territories in Asia Pacific, Europe and North America. In Asia, we operate through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia and Thailand, as well as branches and offices. Our history spans more than 80 years. Over this time, we have been guided by our values – Honorable, Enterprising, United and Committed. This means we always strive to do what is right, build for the future, work as one team and pursue long-term success. It is how we work, consistently, be it towards the company, our colleagues or our customers. Job Description RESPONSIBILITIES - INDIVIDUAL STRATEGY • Conduct credit assessment on borrower per triggering event based on RMT Framework triggers,   ie . EWS/ Core/ Pre-emptive/ Country-specific triggers. • Conduct site visit for borrowers located in Klang Valley. • Review & manage Special Mentioned (SM) account. • Review and handle Reschedule & Restructuring (R&R) cases. • Conduct stress test or any ad-hoc request from management. • Build and maintain strong relationships with stakeholders to ensure smooth collaboration across all levels. • Propose new/ best approach as and when found. CUSTOMER SERVICE & EXPERIENCE • Providing credit solutions/ services to manage the delinquency of customer’s borrowing account/s. • Review, recommend and/ or close account strategy according to customer’s needs with the interest of the bank in mind. • To assist customer on R&R as and when required. POLICY & PROCEDURE • Well verse with the following credit policies: - • Country Credit Lending Policy (CLP) • CMB Credit Policy (CCP) • Group Credit Lending Policy (GCLP) • RMT Framework • Familiar with technical knowledge such as financial/ credit underwriting criteria RESPONSIBILITIES – TEAM SALES & STRATEGY • Track & follow up on a daily/ weekly/ monthly basis on the progress and status of Exception Reviews (ER) from submission to approval for Centralized Review Team (CRT). • Provide training, support and guidance to RMT Team on credit analysis, reviews and compliance where required. • Collaborate with stakeholders,   eg.   Credit, Middle Office, CAC, WLOC, TROC, etc to discuss/ negotiate/ improve cases/ processes. • Address any challenges or issues that may arise within the team • Develop/ recommend solutions to ensure daily operations are smooth • Ensure professional development of CRT Members • Share best practices with CRT Members Additional Requirements Be a Part of the UOB Family UOB is an equal opportunity employer. UOB does not discriminate on the basis of a candidate's age, race, gender, color, religion, sexual orientation, physical or mental disability, or other non-merit factors. All employment decisions at UOB are based on business needs, job requirements and qualifications. If you require any assistance or accommodations to be made for the recruitment process, please inform us when you submit your online application. Apply now and make a Difference