Job Opportunities API

We are a hybrid, remote-office company dedicated to growing our talent anywhere! We have onsite locations in: Sioux Falls, SD,  Scottsdale, AZ,  Louisville, KY,  Troy, MI,  Franklin, TN,  Easton, PA. At Pathward, we take tremendous pride in our purpose to create financial inclusion for all™. We are a financial empowerment company that works with innovators to increase financial availability, choice, and opportunity for all.  We strive to remove barriers that traditional institutions put in the way of financial access, and promote economic mobility by providing responsible, secure, high quality financial products. We are a team of problem solvers and innovators who celebrate our differences and know that our unique perspectives make us stronger and well-positioned for success.  We celebrate, and embrace, our team members through our  *HUMBLE*HUNGRY*SMART  approach, and we believe that we are strongest when we embrace the voices of our employees, customers, partners, and the communities we serve.  About the Role: Identify and interpret insights from various data sources and communicate findings to management. Assist in underwriting strategy by optimizing risk-based profit & loss modeling, within proprietary lending platform. Includes developing reports based on performance data and helping to identify patterns of behavior. What You Will Do: Mines and analyzes large datasets utilizing descriptive, predictive, and prescriptive analytics. Develops insights from historical loan performance data, identify swap-in opportunities to underwrite new customer populations, and develop credit solutions for customer base using various analytical techniques. Developing and refining reports working with data analytics team, underwriting, and operations team.  Leverages custom score models for underwriting, pricing, and profitability. Forecasts performance and track actual performance against lending target. Collaborates with vendors, data science, and technology teams to ensure new strategies and models are implemented accurately and as designed. Creates/maintains Procedure and Program documentation. Conducts other ad hoc analyses as required to support team goals. Other duties as assigned.  Required Qualifications: Bachelor's degree or equivalent education and work experience. Typically, 5+ years with bachelor's or equivalent. Proficiency with Microsoft Office, SAS, and SQL. Preferred Qualifications: Experience with Python, Snowflake, Amazon S3, and SageMaker. The responsibilities listed above are not all inclusive and may be changed at any time. Salary range: $86,000 – $145,000   The salary range reflects the minimum and maximum target for a new hire in this role. Individual pay within the range will be determined by multiple factors which can include but are not limited to a candidate’s experience, qualifications, skills, and location. Your recruiter can share more about the specific salary for your location during the hiring process. Ranges may be modified in the future. This role is also eligible for an annual performance-based incentive opportunity.  Pathward offers a comprehensive benefits package for eligible employees, including health insurance, 401(k) retirement benefits, life insurance, disability benefits, paid time off, and more. #LI-Remote   Don’t have everything listed under qualifications? If you’re excited about this role but your experiences don’t match exactly to everything in the posting, we encourage you to apply anyway. You may be just the right candidate for this or other Pathward roles. Pathward is an equal employment opportunity employer and considers candidates for roles without regard to their race, sex, national origin, ethnicity, age, disability or any other category protected by law. Who we are:   Our com