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The Treasury Manager is responsible for managing Renmoney’s liquidity, funding, and treasury risk framework, ensuring adequate liquidity to support loan growth, optimizing funding costs, and maintaining strict compliance with CBN regulations applicable to finance companies and microfinance-regulated entities (where applicable).  The role provides leadership in liquidity forecasting, scenario analysis, stress testing, funding strategy execution, ALCO support, and stakeholder management, while upholding the highest standards of integrity, governance, and regulatory compliance.    Key Responsibilities  1. Liquidity Management & Forecasting  Own and manage Renmoney’s daily, weekly, and medium-term liquidity position  Develop and maintain cash flow forecasts aligned with loan disbursement and repayment cycles  Ensure adequate liquidity buffers in line with internal policy and regulatory expectations  Monitor liquidity ratios, early-warning indicators, and funding gaps    2. Scenario Analysis & Stress Testing  Design, implement, and review liquidity stress tests and scenario analyses (base, adverse, and severe)  Assess the impact of funding withdrawals, market shocks, and portfolio stress  Recommend contingency funding actions and risk mitigation strategies  Present stress-testing outcomes and recommendations to ALCO and Senior Management    3. Funding Strategy, Markets & Execution  Develop and execute funding strategies across bank borrowings, Commercial Paper (CP), REPOs, and alternative funding structures  Demonstrate a strong understanding of money market instruments and derivative products used for funding and risk management  Monitor market conditions, pricing trends, investor appetite, and rollover risks  Optimize cost of funds within approved liquidity and risk limits    4. Commercial Paper (CP) & Capital Markets  Support the structuring, issuance, and management of Commercial Paper programmes  Liaise with issuing houses, trustees, rating agencies, and investors  Monitor CP maturity profiles and refinancing risks  Ensure compliance with regulatory, documentation, and disclosure requirements    5. Banking & Counterparty Relationship Management  Build and maintain strong relationships with deposit money banks, financial institutions, and market counterparties  Negotiate funding lines, pricing, covenants, and terms  Manage counterparty concentration and diversification  Act as Renmoney’s primary treasury interface with banking partners    6. ALCO & Management Reporting  Prepare and present comprehensive ALCO packs, including liquidity dashboards, funding analysis, stress-testing results, and market outlook  Provide clear, actionable recommendations to ALCO  Track and implement ALCO decisions and resolutions    7. Risk Management, Controls & Regulatory Compliance  Ensure full compliance with CBN regulations, including requirements applicable to Microfinance Banks and finance companies (as relevant)  Ensure adherence to internal treasury policies, approval limits, and delegation of authority  Maintain strong treasury controls, segregation of duties, and audit trails  Support internal audit, external audit, and CBN examinations    8. Stakeholder Management (Internal & Regulatory)  Collaborate effectively with Finance, Risk, Compliance, Operations, and Business Teams  Support engagement with regulators and respond to regulatory inquiries  Translate regulatory developments into operational and