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Senior FP&A analyst Location: Hybrid in New York City  (3 day in-office requirement) Qualifications:       4+ years of experience as an FP&A analyst, ideally in a high-growth or fintech environment       Advanced Excel and Google Sheets skills - you build robust models, tools, and processes that automate much of your own work       Strong business acumen and strategic thinking, with the ability to find the levers in an operating model and translate them into actionable insight       Proficiency with AI tools and automation to accelerate analysis and reporting       A track record of owning budget and rolling-forecast cycles end to end       Outstanding communication and business-partnering skills with senior stakeholders, both within Finance and across the wider business       Exceptional attention to detail and accuracy, with a high level of ownership and the ability to prioritize and deliver independently       Bachelor's degree in Finance, Economics, Accounting, or a related field Bonus points       Hands-on experience with an ERP or planning system. Anaplan in particular is a strong advantage       Strong understanding of underlying business drivers and SaaS metrics (MRR, S&M efficiency, funnel metrics)       Experience at a company operating across multiple entities, or reporting into a parent or global company       A history of improving and automating FP&A processes and reporting       Exposure to additional financial reporting systems and data sources (e.g. Pigment, NetSuite) A day in the life and how you’ll make an impact:       Own the FP&A side of our Sales and GTM incentive plans and spend, building and maintaining the related budget and rolling forecast       Support OPEX planning and tracking across budget, forecast, and monthly performance       Lead monthly and quarterly budget-vs-actual reporting and performance decks, translating results into clear insights for senior management       Partner with leaders across GTM, Finance, Strategy, and BizDev as a trusted advisor        Contribute to Melio’s top-line revenue planning and forecasting as part of a broader team effort, owning your defined piece of the process       Build financial models to support forecasts, scenario planning, and ad-hoc strategic requests       Play an active role in the monthly close process and support the investor package       Serve as a key finance connection to Xero's regional and GTM finance teams, aligning metric definitions, reporting standards, and planning cadences across the two entities       Drive improvements and automation across FP&A processes and reporting About the team: The Finance department plays a strategic role in shaping Melio's future. We're deeply involved in product design, fund flow management, financial modeling, and decision-making at the highest levels. Now as part of Xero, our responsibilities have expanded to support not just Melio's rapid growth, but the broader integration and expansion strategy across the US market. We monitor performance metrics, model business scenarios, manage cross-border financial operations, and ensure we're building a sustainable, scalable business. We're constantly improving our procedures, controls, and reporting systems to support our ambitious growth targets. You'll work alongside product, engineering, and business teams-making this a uniquely collaborative finance role where you're a strategic partner, not just a number-cruncher. If you want to do finance in a high-growth fintech environment where your analysis directly infl