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Our mission We're making Africa the first cashless continent. In 2017, over half the population in Sub-Saharan Africa had no bank account. That's for good reason—the fees are too high, the closest branch can be miles away, and nobody takes cards. Without access to financial institutions, people are forced to keep their savings under the mattress. Small business owners rely on lenders who charge extortionate rates. Parents spend hours waiting in line to pay school fees in cash. We're solving this by building financial services that just work: no account fees, instantly available, and accepted everywhere. In places where electricity, water and roads don't always work, you can still send money with Wave. In 2017, we launched a mobile app in Senegal for cash deposit, withdrawal, and peer-to-peer and business payments. Now, we have millions of users across 9 countries and are growing fast. Our goal is to make Africa the first cashless continent and that's where you come in... How you'll help us achieve it As a Risk and Internal Control Officer, your mission is to safeguard Wave's operations by proactively identifying, assessing, and mitigating risks across all domains: strategic, operational, financial, technological, and reputational. You will play a critical role in enabling the organization to take controlled risks by designing and implementing robust internal control systems, conducting rigorous fraud and process analysis, and strengthening our risk culture.  With a learner's mindset and strong analytical skills, you will support Wave's sustainable growth in Senegal by securing operational resilience, protecting user trust, and guiding leadership in strategic decision-making through data-driven insights and optimized control solutions. This role will report directly to the Risk and Internal Control Lead in Senegal. In this role, you will: Support the implementation of Wave's risk management framework, including contributing to the design, deployment, and monitoring of internal control systems tailored to our business environment. Help identify and evaluate risks related to key activities, processes, information systems, production tools, and external events. Conduct risk assessments for new products, features, or process changes, in alignment with the company's scaling strategy. Contribute to the development and improvement of risk identification and prioritization systems, including relevant protection mechanisms. Design and perform preventive and detective controls based on the company's risk profile and follow up on their effectiveness. Assist in promoting a risk-aware culture by supporting awareness campaigns, training, and documentation initiatives across departments. Monitor internal reporting and escalation mechanisms to ensure timely detection, investigation, and resolution of risk issues. Support periodic reporting on risk and internal control matters, including dashboards and incident summaries. Contribute to the anticipation of risk trends, analyze emerging risks, and assess their potential impact on Wave's operations. Assist in preparing documentation and materials for risk committee meetings or communications with external stakeholders (e.g., auditors, partners, or regulators). Propose optimized process improvements based on control findings and risk assessments to support better decision-making by leadership. Collaborate cross-functionally with operational, finance, compliance, and other teams to align controls and risk mitigation strategies with business priorities. Perform ad hoc control reviews or risk investigations as needed by the business. Key details Location: You'll work from our office in Senegal and may travel to field locations. Work authorization in Senegal. This is a Permanent position. Our salaries are competitive and calculated using a transparent formula.  We offer generous health insurance for yourself and your dependen