Job Opportunities API

  At Gore Mutual, we’ve always set ourselves apart as a modern mutual that does good. Now, we’re proudly building on that legacy to transform our company—and our industry—for the better. Effective January 1, 2026, Gore has joined Beneva—the country’s largest mutual insurance company—as part of its Property & Casualty operations in Ontario and Western Canada. During 2026, Gore will combine its operations with Unica Insurance, Beneva’s Ontario-based subsidiary specializing in niche commercial and personal insurance, creating a stronger, more diversified mutual insurer with greater scale and long-term stability. Every decision and investment remains anchored in long-term benefits to customers, members, and communities. Come join us. The Programs & Portfolios Analyst is responsible for sourcing, evaluating, and supporting the negotiation of non‑standard distribution opportunities for Gore, as identified by Business Development and Commercial Lines leadership. This role conducts holistic assessments of opportunities, considering factors such as scale (GWP/PIF), expected profitability (loss ratio/combined operating ratio), target risk composition, strategic broker alignment, and impacts to Gore’s overall risk profile, including aggregation and reinsurance costs. The objective is to determine strategic fit and support informed decisions on whether to accept or decline opportunities. For approved opportunities, the Analyst leads the intake and triage process, coordinating cross‑functional efforts across underwriting, Business Development, Underwriting Operations, Finance, Claims and IT. The role also provides ongoing support to broker partners, including issue resolution, escalations, and service delivery oversight, while actively monitoring performance to ensure business volume, mix, and profitability align with expectations. The Analyst partners with Actuarial and Corporate Underwriting to develop recommendations on pricing, underwriting guidelines, and product changes, contributing to annual review strategies. The role also supports audit and governance activities for programs operating under delegated underwriting authority. What you will do Source, evaluate, and support negotiation of non-standard distribution opportunities Lead intake and triage processes for broker agreements, coordinating cross-functional stakeholders Assess opportunities across key dimensions: Size and scale (GWP/PIF) Prospective profitability (LR/COR) Risk composition and alignment to target segments Strategic broker alignment Impact to corporate risk aggregation and reinsurance costs Provide recommendations on opportunity acceptance based on overall strategic and financial fit Serve as a key point of contact for broker inquiries, escalations, and SLA-related support Build and maintain strong relationships with broker partners and Business Development teams Monitor and manage program performance, ensuring alignment to expected volume, mix, and profitability Balance broker needs with disciplined underwriting practices Support implementation and ongoing management of program and portfolio agreements, including: Growth, retention, and profitability tracking Sub‑P&L monitoring and reporting Facilitate annual program reviews with Business Development, Actuarial, and Claims Recommend pricing, underwriting, and product changes in collaboration with Actuarial and Corporate Underwriting Support audit and quality review processes, including broker delegated authority and program performance reviews Act as an escalation point for accommodation requests, mentor underwriters and support broker engagement What you will need to succeed: Post-secondary education required; undergraduate degree preferred CIP designation required Minimum 5 years of Commercial Property & Casualty experience 2+ years of Program Underwriting experience preferred 3+