Job Opportunities API

About Lead Bank Lead is a banking infrastructure platform trusted by the most innovative companies to power complex financial products. We enable fintechs to offer compliant, programmable services like payments, lending, and digital assets at scale. Banking has moved beyond traditional institutions and is now embedded directly into everyday experiences, meaning companies need modern infrastructure that is safe, secure, and operationally sound.   Today, Lead is one of the only API-first, developer-focused partner banks with the financial, regulatory, and legal expertise required to help fintechs succeed. We operate offices in San Francisco, Sunnyvale, and New York City, and an FDIC-insured bank in Kansas City.   Financial Crimes Team at Lead The Financial Crimes team safeguards Lead, its partners, and the broader financial system from illicit activity. They own Lead’s BSA/AML, sanctions, and fraud programs, collaborate with the Legal, Risk, and Compliance teams to detect threats and strengthen controls, and interface with regulators. Ensuring that all parties involved meet the highest standards of financial integrity is foundational to the company’s success. Their essential work is what enables Lead to say "yes" to the most innovative fintech partners. This is a collaborative, growth-mindset, and deadline-driven environment that requires the confidence to navigate constantly evolving challenges with autonomy and analytical precision. Role Description: The Fraud Analyst III is a senior fraud operations role responsible for day-to-day fraud review, complex investigations, escalation handling, and quality execution across assigned fraud workflows. The role serves as a key bridge between frontline fraud operations and broader fraud control improvement efforts. The Fraud Analyst III will surface trends and control gaps observed through investigations, provide practical recommendations to Fraud Strategy and partner teams, and help raise team performance through coaching, case review, and quality standards. This role does not directly own production tuning decisions, but it plays an important advisory role in identifying where changes may improve risk coverage, operational efficiency, and alert quality. In this role you will: - Own daily fraud review, investigations, and casework across assigned queues and escalations - Handle higher-complexity alerts and support sound, consistent fraud decisioning - Identify fraud trends, control gaps, and operational pain points from hands-on case experience - Provide advisory input on alert and rule performance to support tuning and fraud strategy work - Produce recurring reporting and concise trend insights for operational visibility - Train and support Fraud Analyst I and II team members to strengthen investigative consistency, documentation quality, and sound alert-clearing judgment across the Fraud team - Perform other duties as assigned Qualifications: - 7+ years of experience in fraud operations, fraud investigations, or financial crimes operations - Strong experience working fraud alerts, investigations, cases, and escalations in a production environment - Demonstrated ability to exercise sound judgment in higher-complexity fraud reviews and case decisions - Experience identifying patterns in casework and translating findings into practical control or rule recommendations - Experience analyzing alert performance and providing tuning or workflow improvement recommendations - Experience producing or maintaining recurring fraud reporting, metrics, or dashboards - Experience conducting quality review, calibration, coaching, or similar case quality oversight work - Experience with SAR investigations, SAR case development, SAR narrative support, or work that contributes to suspicious activity reporting - Demonstrated ability to train, coach, or support junior analysts in a fast-paced operational environment - Comfortable working across multip