Job Opportunities API

Role: Contract Financial Modeler (Excel) Hours: 15–40 hours/week · Flexible, asynchronous work     OVERVIEW We are partnering with a U.S.-based technology company building advanced AI systems focused on financial modeling and decision-making.     The goal is to train AI to think like real financial professionals — how models are built from scratch, how assumptions are structured, and how decisions are made using financial models.     This is a hands-on Excel modeling role. You will be expected to build detailed financial models from a blank spreadsheet and clearly explain your logic.     We prioritize strong model builders over specific domain experience. Candidates from investment banking, private equity, credit, or corporate finance are encouraged to apply if they have built full models from scratch.     This role IS: - Building financial models from a blank spreadsheet - Structuring assumptions, drivers, and logic - Linking full model flows (cash flow, debt, returns, scenarios) - Debugging and improving model accuracy - Explaining why a model works, not just producing outputs     This role is NOT: - Dashboards, reporting, or data visualization - Traditional FP&A roles focused primarily on reporting, budgeting, or dashboards without hands-on financial model building - Reviewing credit without building models - High-level strategy without hands-on modeling - Using AI tools to generate models     What Good Looks Like Strong candidates have built full financial models end-to-end (e.g., LBO, 3-statement, credit, or project finance models) and can clearly explain every component of the model.     Areas of Modeling Experience You must have deep, hands-on experience building full financial models from scratch in at least one of the following areas. We value strong model builders who can adapt across domains.     Credit & Lending Models - 3-statement borrower models - Cash flow-based lending and debt sizing - Covenant modeling (DSCR, leverage, coverage ratios) - Loan structuring and scenario analysis     Private Equity (LBO Modeling) - Full LBO models built from scratch - Sources & uses, debt schedules, returns (IRR/MOIC) - Operating models with sensitivities and exit scenarios     Asset-Based Lending (ABL) (optional / less common) - Borrowing base models (AR, inventory) - Advance rates, eligibility, dilution - Collateral-driven lending structures     Structured Finance / Asset-Backed Securities (ABS) (optional / less common) - Cash flow waterfall models - Tranching, credit enhancement, loss assumptions - Prepayment/default scenario modeling     Risk & Portfolio Modeling - Scenario and stress-testing models - Loss modeling (default, recovery, exposure) - Portfolio-level analysis driven by model outputs     Note: Candidates with strong experience in LBO or credit modeling are highly relevant, even without direct ABL or structured finance experience.     What You’ll Do Build financial models from scratch in Excel across different use cases Review and debug models built by others Identify incorrect assumptions, broken logic, and risks Analyze relationships across cash flow, debt, and returns Clearly explain financial logic and decision-making Translate real-world financial thinking into structured outputs     What Makes a Strong Candidate - 2–10 years of experience in finance roles with heavy modeling exposure - Proven ability to build models from a blank spreadsheet (no templates) - Experience building decision-driving models (not just outputs or summaries) - Strong understanding of how models are used in real financial decisions - High attention to detail and model accuracy - Strong communication skills (English required)     Not a Fit If Your experience is primarily: - Reviewing modes, making small updates, focused on pitch decks, comps, or outputs without building full models - FP&A reporting,