Job Opportunities API

  Attention: Kapitus is aware that individuals posing as recruiters  may be communicating with job seekers about supposed positions with Kapitus. Kapitus has received reports that the content and method of communication can vary, but messages may contain requests for payment (e.g., fees for equipment or training) and/or for sensitive financial information. Kapitus will never ask a candidate for employment for payment or financial information during the initial application or interview process. All open positions are posted in location specific employment portals available at www.kapitus.com/careers    All legitimate Kapitus job postings on employment sites will direct candidates to complete an application through these portals before completion of the hiring process. Candidates with additional questions or concerns regarding any recruiting communications or Kapitus’ recruiting process in general should email [email protected]     We are seeking a detail-oriented and proactive attorney with a background in finance, lending, or litigation related to the same to join our legal team. This role will have a specific emphasis on structuring and drafting financing contracts with customers, contracts in support of Company initiatives, and the review and support of the Company’s financing activities, with an emphasis on setting up processes for negotiated loan documents for borrowers between $500,000 and $3,000,000, supporting the Company’s equipment finance subsidiary, and the negotiation of counterparty documents with a variety of counterparties.  The position will also support workout and compliance as the Company moves to expand its product offerings.  The ideal candidate will serve as a strategic partner to our business units, ensuring that all contract terms align with company risk tolerance, regulatory standards, and high-stakes operational goals.     What you will do: Draft, review, and negotiate a broad range of commercial contracts Lead the legal structuring and negotiation of terms for major accounts, specifically focusing on credit facilities, loan agreements, and negotiated financing arrangements with customers. Analyze complex contract terms and conditions to identify legal, financial, and operational risks, providing clear summaries and mitigation strategies to business units and executive leadership. Ensure all lending-related documentation complies with federal and state financial regulations, including consumer and commercial lending laws. Develop and maintain standardized contract templates and "playbooks" to streamline the negotiation process for high-volume and high-value accounts. Advise internal stakeholders (Sales, Underwriting, HR, Major Accounts, Equipment Finance and Operations) on legal rights, obligations, and the interpretation of existing contract terms. Manage the contract lifecycle from initial request through execution and renewal, ensuring all deadlines and compliance requirements are met. Stay current on changes in relevant laws and regulations (e.g., data privacy, banking regulations, or industry-specific mandates) that may impact company agreements. Assist with general advice, litigation, compliance initiatives, and other legal projects as assigned by the General Counsel. Research and identify relevant local, state, and federal law applicable or potentially applicable to the company and provide advice regarding compliance on all areas of Company activity, including sales, marketing, product offerings, internal governance and other matters Stay apprised of regulatory changes to proactively address potential compliance matters, including UDAP, UDAAP, FCRA, ECOA, FDCPA, TCPA and state analogues      Assist in implementation, review and mitigation of issues identified by Compliance Management and Complaint Ma